Personal Loans; Vehicle Loans; Mortgage Loans; SECU offers shorter-term, unsecured financing with Signature Loans. Routing #: 255076753, Your savings federally insured to at least $250,000 and backed, If you are using a screen reader for the visually impaired and are having problems using any part of this website, please call 888-974-8343 for assistance. Save Money When You Refinance with SECU. Secu Credit Union is a good example of a relatively well-run Credit Union. Whatever your plans, whether it is a Vacation, New Furniture, House Repairs, Studies etc., you can keep your savings and still enjoy life to the fullest. Start your Bridge Loan Application today! State Employees Credit Union 15 Year Fixed Rate Home Loan. Loans to help provide life-enhancing technological aids to individuals with special needs. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon credit history. Use it for overdraft protection or for unexpected expenses. 3.75%. Everybody who lives or works in Vermont is eligible for VSECU Credit Union membership. The Select Employees Credit Union will meet the needs of members by providing financial products and services delivered with integrity, personal care and individualized attention   As an additional benefit, it can be easier to get approval for a loan through a credit union. Loan Terms: Repayment Period – 4 years (maximum) 50% down payment. Site by Digital Marketing Agency Quoviz, Apply online with your Online Banking Account, Two valid forms of national identification, Business Registration Certificate (self-employed), Proof of income i.e. Credit union loans often come with low rates and fees, which results in a lower overall cost of borrowing. HOME OWNERSHIP/EQUITY Mortgage Loan Limit: Up to $1,200,000 Interest Rate: 0.50% per month on the reducing balance Repayment Period: 20 years maximum Online banking — pay your credit union loan from your State ECU account. Find options for all of your personal and small business banking, financial advice, and mortgage needs. Whatever your plans, whether it is a Vacation, New Furniture, House Repairs, Studies etc., you can keep your savings and still enjoy life to the fullest. Their fees are minimal, their rates for all loan types are good, too. Community. Updated. Please ensure you provide us with ALL of the following: © Copyright 2018 SECU Credit Union Ltd. in Trinidad and Tobago. Unlimited subsequent advances from this credit line can be made without completing a new promissory note, and there is no set maturity date or repayment term. The Credit Union offers fixed-rate financing for new vehicles for terms up to 96 months. by the full faith and credit of the United States Government. New Members, You Can Borrow Too! You can access this facility immediately upon approval of your Membership Form. The ultimate in convenience, a SECU Auto Check lets you write a check for your vehicle purchase (up to your pre-approved limit) to any dealer. APR 1 based on Salary Advance Cash Account balance. SECU’s personal loans make life a lot easier. Read More. Here's how it … Your savings federally insured to at least $250,000 and backed receipts and/or contracts (self-employed), A letter of employment (must state the duration of employment), Supporting documents for the loan, i.e. One of the most flexible loans offered by the Credit Union is our variable-rate 1 open-end signature loan. If account balance is equal to or greater than $500: 5.50% / Salary Advance Loan APR 1, 2. This Account earns 0.5% interest per annum. Works like a credit card. State Employees Credit Union Loan Interest Rates. Please enable JavaScript to view the page content. 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