Onsite caravan insurance is for those whose caravan is staying put and in one place. Each day presents a unique set of challenges and risks for your construction company. Each company proposes a rate that is different from their rival – some are higher, some are lower. This cover usually covers caravans parked at your residence or at a caravan park. The levels of cover will vary from company to company, but it’s important to get a high level of insurance to cover the main risks, for example, accidents, fire, theft, storm and flood. Touring or tourer caravan insurance This covers caravans which are towed behind a vehicle. Cover for accidental loss or damage to your caravan or trailer Temporary accommodation – up to $400 any one accident 1 Towing – reasonable costs of protection, removal and towing following a covered incident Emergency repairs – up to $500 any one accident Our policies can cover against accidental damage to your caravan, whether you have a static caravan, touring caravan or trailer tent, and can even protect you against damage when towing your touring caravan or trailer tent. Email: [email protected] Not necessarily, though you should check if this is the case with your provider. If you rely on your car insurance, your caravan isn’t protected at all. Our touring caravan insurance can cover you for accidental damage while towing, fire, theft, storm, malicious damage and third-party liability. For caravans under 15 years old Caravan Guard offers the option of new for old cover. Whatever the need is for the tow, your insurance coverage can often cover any towing costs, including hook-up and transportation, for your caravan. Does your caravan include an annexe? 2.Touring caravan insurance: This covers caravans that you tow behind your vehicle. Did your caravan unintentionally cause damage to another vehicle or property? However, if you rely on your car insurance, it’s a different story altogether. The levels of cover will vary from company to company, but it’s important to get a high level of insurance to cover the main risks, for example, accidents, fire, theft, storm and flood. 9.1/10 is the average overall claims satisfaction score of 471 touring caravan and motorhome customers surveyed in 2019. Touring caravan insurance from Ripe Caravans. Saga Caravan Insurance offers two cover options for your caravan and equipment – new for old cover is available for caravans up to 15 years old* and is based on the new replacement value, while market value cover is based on the current, second-hand value. You'll be covered for: Theft outside your home / in a public place / … Once again, caravan insurance can help with appropriate cover but look for differences between policies in areas such as: new for old versus market value; maximum cover levels both in total and for any individual item; possessions outside the caravan (e.g. At Westralian Insurance, we offer comprehensive insurance for your caravan and can customise your insurance based on your needs. Open 8am - 8pm weekdays, 9am - 4pm weekends & most bank holidays. Reassuringly good cover from a leading insurer, Claimants rate our service as good or exceptional, Heart Research donation with every paperless policy, Coronavirus (COVID-19) - Help and support. Cover only available to UK residents (including Northern Ireland). In general, comprehensive caravan insurance is the broadest level of cover for your caravan however, each insurer will differ in their definition of "comprehensive" and its inclusions. Unlike many insurers, Club Care covers your caravan, even if it’s high value or imported and we don’t mind how old it is. Learn more about this coverage. If you've recently set up your own building business, you might need to take out Builder's Warranty insurance for some jobs. Does caravan insurance cover the items in my caravan? If your trade insurance policies are about to expire, now is a great time to see if you can reduce your costs. © 2020 Caravan Guard Limited, registered in England Number 4036555 at New Road, Halifax, West Yorkshire, HX1 2JZ United Kingdom. You should also make sure you have public liability insuranceof at least £2m. There are three main types and each is tailored to a different type of caravan: 1. Lay-up cover is often an optional coverage choice but may be important for you to consider. Lay-up cover is for when you don’t use your caravan. Compare on-site caravan insurance from 5+ companies Compare up to 4 providers Exclusive caravan insurance benefits just for Club members. Policies can also include cover for the belongings in your caravan too. At Youi, comprehensive caravan insurance will cover you for accidental and intentional damage to your caravan caused by accidents, natural disasters, fire and theft. What does caravan insurance cover? But, the amount charged as a premium by these companies is not uniform. Learn more The advice on this website has been prepared without taking into account your objectives, financial situation or needs. Caravan Guard offers comprehensive motorhome insurance which covers accidents, fire, theft and storm without the worry of paying for expensive repairs (just your excess). 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